![]() Compared to competitors, Encircle also features custom forms and documents, digital signature capture, and moisture and psychrometrics. With these details in mind, some of the most popular home inventory apps include: EncircleĪvailable on iOS and Android devices, Encircle is a free home inventory app that allows you to list contents and inventory and store and share data, whether online or off. Stores your list in a cloud where it can be accessed from just about anywhere.The ability to group items by room, type, location, and more.Assign photos or videos to different items.Instead, there are dozens of apps and programs that can help you quickly and efficiently create a custom inventory, update it as needed, and store your database in the cloud where it won’t become damaged or lost when a claim occurs.ĭepending on the program you choose, common features include: In our modern age, gone are the days when you had to create your home inventory on a piece of paper, write everything down with a pen or pencil, and store your list somewhere safe. ![]() However, if you have more expensive clothing, such as a custom-tailored suit, you’ll want to list these items individually.īut do you have to write everything down? Helpful Apps for Creating a Home Inventory For example, when it comes to clothes, you can write something along the lines of “five pairs of jeans, two jackets, 10 dress shirts, and three pairs of sneakers.” To help you save time, you can group less expensive items instead of listing them individually. Estimated current value for rare or especially expensive items (an appraisal can work well here, if applicable).A picture or video, which can help prove its previous condition.A description, including the make and model (if applicable).What Details Should You Include In Your Home Inventory?įor each item in your home inventory, you’ll want to include the following details: Related : Do You Need a Personal Articles Floater Policy?īut how can you complete your home inventory? Let’s discuss this next. Depending on the property classes and limits, you might only pay a couple hundred dollars per year for adequate protection. In fact, creating a home inventory can even help you determine the right amount of insurance coverage you need before a loss occurs.įurthermore, if you find that certain classes of property (e.g., fine arts, jewelry) you own are limited under your homeowner’s policy, it might be a wise idea to take out a personal articles floater. When filing a claim, having a detailed home inventory can help save you time and headache since all you have to do is consult your list to know what was lost. And in the process, many of your clothes, handbags, and other personal belongings were damaged or destroyed. While it was contained relatively quickly, it still caused massive damage to your bedroom and bathroom. Imagine that faulty wiring causes a fire in your home. By Michael Steele Homeowners Insurance February 28, 2022Ĭreating a home inventory of personal belongings can deliver many benefits, including helping you purchase the right amount of coverage, settling your insurance claim faster, and verifying losses for income tax purposes.īut, how do you create one? I’ll walk you through the process and provide all the information you need to get started.
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